This month's Ensign is a gold mine of self-reliance success stories. One of those stories is entitled, "Finances: Oatmeal, Bread, and Rice and Beans." The story demonstrates how, with some hard work and dedication, anyone can improve their finances and become more self-reliant. Here is an excerpt from the story:
"First, we did some creative financing, transferring our balance to different credit cards with short-term, zero-percent interest rates. Then we started cutting costs. We drastically reduced our food, clothing, and diapers budget for our seven-person family. We lived on our food storage. Every morning we ate oatmeal; every afternoon we ate homemade bread; and every evening we ate rice and beans. There were no luxuries such as butter, fresh milk, or juice. After we paid tithing and basic expenses, all of our income went to paying off our credit cards.
"Six months later, we had paid off 90 percent of our debt! The Lord had multiplied our income in miraculous ways. We were able to quickly pay off the remaining debt, and we are very thankful. My daughter still complains about when she had to eat oatmeal every morning, but I know that by paying our tithing and obeying the prophet, we were blessed financially and temporally."